About Klera: AI bookkeeping that explains every entry
Klera is AI bookkeeping software that keeps the books for freelancers (zzp'ers), partnerships (vof), small companies (bv) and accounting firms in the Netherlands. Klera books your bank transactions, explains every entry, shows how sure it is and prepares your VAT return. When Klera is unsure, it doesn't guess. It asks you. Want to know something or get something done? Ask Fin, Klera's AI assistant, in plain language. You review and decide; after your approval Klera files the VAT return directly with the Belastingdienst (the Dutch tax authority). Klera is made by Klera B.V. in Amsterdam; product development started in March 2026. Klera books. You decide.
What Klera does
Klera takes on the recurring bookkeeping work: bringing in transactions, booking them, matching payments and filing your VAT return. The decisions stay with you.
Your bank, connected automatically
Connect ING, ABN AMRO, Rabobank, bunq or another bank via PSD2: read-only, and your transactions come in by themselves. You pick your bank from the list of our PSD2 provider, Enable Banking. Bank not listed? Import an MT940, CAMT.053 or CSV file, without retyping. Klera can never move money.
Klera books, explains why and shows how sure it is
For every transaction Klera picks a category, notes how sure it is and explains in plain language why it booked it that way. When it isn't sure, it asks you one question instead of guessing. Correct an entry three times and Klera remembers it from then on.
Reconciliation: payments matched to invoices
Klera matches payments to the invoices they belong to. You see at a glance what is still open and what has been paid.
A VAT return, filed directly
Klera prepares your VAT return from your entries: every box calculated, including reverse charge. You review and approve, then Klera files the return directly with the Belastingdienst. Nothing goes out without your approval. Before your first return, you confirm once with a code we send by post to your business address. On the small business scheme (KOR) you don't file VAT returns. Klera then invoices without VAT and warns you when your turnover nears the limit.
Invoices, quotes and payment reminders
You create invoices and quotes in your own branding. When an invoice is unpaid, Klera proposes a payment reminder, and it only goes out once you approve it. From Plus you can export invoices as UBL files; sending through the Peppol network is not available (yet).
Receipts and purchase invoices
Upload a receipt or invoice and Klera reads it (OCR). Or forward receipts to your business's own Klera email address: Klera reads them and suggests an entry. Less hunting for receipts at the end of the quarter.
Reports
Profit and loss, balance sheet, cash flow and annual accounts, plus fixed costs from Plus, based on your booked transactions. You see where you stand without waiting for the year-end close.
Your accountant joins free
Invite your accountant into your books at no extra cost, on every plan. You both work in the same books, and your accountant can review your VAT return before you file.
A workbench for accounting firms
Firms manage all their clients' books from one workbench. Klera does the groundwork per client; the firm reviews and approves. For clients with few transactions there is Kantoor Compact: €4 per month, only through a firm.
Switching with your audit file (XAF)
Export the audit file (XAF) from your current package, such as SnelStart, Exact Online or Twinfield. Your accountant or bookkeeping firm imports it into Klera, with chart of accounts, opening balance and history. You bring your books along instead of starting over. And you can always export your books yourself as an audit file.
What makes Klera different
The Netherlands has plenty of good bookkeeping packages, such as Moneybird, Exact Online, SnelStart, e-Boekhouden, Jortt, Tellow, MoneyMonk and Rompslomp. Here is where Klera is deliberately different. Other packages' prices as published on 5 October 2026, per month, excl. VAT.
An explanation on every entry
Every entry by Klera has a category, a confidence level (high, review or uncertain) and a plain-language explanation, for example: same supplier and same amount as last month, so phone costs. None of the packages above writes such an explanation with a confidence level on every entry. Reviewing becomes reading, not investigating.
Klera asks when unsure and learns after 3 corrections
Klera books on its own what it is sure of. When it is unsure, for instance about a restaurant bill that could be business or personal, it asks you one short question instead of guessing. Correct an entry three times and Klera remembers it from then on.
Guidelines, not hard cut-offs
Klera plans come with a guideline for the number of transactions: Start ±50, Plus ±200 and Compleet ±1,000 per month. If you go over, your books simply keep working. Moneybird processes at most 5, 20 or 50 bank transactions a month, depending on your plan, and e-Boekhouden's starter plan allows up to 240 entries per year.
From €15 per month, with the AI assistant in every plan
Klera Start costs €15 per month, or €150 per year (2 months free). For comparison: Moneybird Start (20 bank transactions) costs €18 per month, or €15 per month when paid yearly; for about 50 bank transactions it is Groei at €35 per month. Jortt ZZP costs €21.95 per month, or €19.95 per month on a yearly subscription, and Exact Online starts at €49 per month.
Free for your accountant, €4 per firm client
On every plan you can invite your accountant into your books at no extra cost. Accounting firms work with all their clients from one workbench, and for clients with few transactions there is Kantoor Compact at €4 per month. Klera fits into the working relationship you already have.
What Klera doesn't do
We'd rather tell you up front what isn't possible than have you find out after a month.
A mobile app
Klera is a web app that you use in the browser at app.klera.nl. There is no iOS or Android app.
Sending via Peppol
You can export invoices as UBL files, but Klera does not send them through the Peppol network itself.
ISO certification
Klera does not hold an ISO certification. To learn how we handle your data, read our privacy policy or email support@klera.nl.
Who Klera is for
Klera is made for entrepreneurs in the Netherlands who want their books in order without booking every line themselves, and for the accountants and firms who work with them.
Freelancers and sole traders
Self-employed professionals who do their own bookkeeping and VAT return and want to see why something was booked the way it was. Start costs €15 per month excl. VAT.
Partnerships and small companies (vof, bv)
Businesses with partners or staff that want bookkeeping, invoices, reconciliation and the balance sheet in one place, with their accountant joining for free.
Accounting firms and bookkeepers
Firms managing many clients' books from one workbench, with Kantoor Compact (€4 per month) for clients with few transactions.
Accountants of Klera users
When a client invites you, you join free and can review the VAT return before it is filed.
Switching from another package
Entrepreneurs now on SnelStart, Exact Online, Twinfield or another package with an audit file (XAF) who want to bring their books along.
The team behind Klera
Klera is built by Klera B.V. in Amsterdam. Product development started in March 2026.
Why we built Klera
“We built Klera because we were losing our evenings to bookkeeping. Today our own companies run on Klera every day. That's the bar for everything we ship to you.” The Klera team
How we build
Klera books, you decide. Every entry comes with an explanation, doubt becomes a question instead of a guess, and the final click with the Belastingdienst stays yours. And when Klera can't do something yet, we say so.
How Klera works
From sign-up to VAT return, and how to reach us.
Sign up: 30 days free, no card details
Create an account at app.klera.nl and get the full Compleet plan for 30 days. You don't need payment details to start.
Connect your bank
Connect your bank via PSD2, read-only; with any other bank you import an MT940, CAMT.053 or CSV file. Switching from another package? Enter your opening balance; if you work with an accountant, they can import your audit file (XAF).
Klera books, you review
Klera books your transactions, explains each one and puts the doubtful ones to you. You approve or correct, and every quarter your VAT return is ready. After your approval Klera files it directly with the Belastingdienst.
Support by email, reply within one working day
Send questions about your books or the product to support@klera.nl; you get a reply within one working day. For questions about plans or Klera for your firm, email hello@klera.nl.
Who you do business with
Your subscription is with Klera B.V. in Amsterdam, under the General Terms of Klera B.V. Klera is software: the decisions in your books, and the filing, stay with you and your accountant.
Paying and cancelling
You pay per business per month, excl. 21% VAT, and you can cancel a monthly plan in any month. Pay yearly and you pay 10 times the monthly price: 2 months free, and the plan runs to the end of that year.
Key facts
- Name
- Klera
- Legal name
- Klera B.V.
- Chamber of Commerce (KvK) and VAT ID
- KvK 42125538 · VAT ID NL869840599B01
- Type
- Software company (Dutch private limited company, B.V.) providing online bookkeeping software (SaaS)
- Product development started
- March 2026
- Headquarters
- Amsterdam, the Netherlands
- Website
- klera.nl (web app: app.klera.nl)
- Core offering
- AI bookkeeping software: Klera books bank transactions, explains each entry with a confidence level, matches payments to invoices and files the VAT return after your approval
- AI assistant
- Fin
- Target customers
- Freelancers (zzp'ers), partnerships (vof), small companies (bv) and accounting firms in the Netherlands
- Pricing
- Start €15, Plus €29, Compleet €45 per business per month, excl. 21% VAT. Yearly €150, €290 or €450 (2 months free). Kantoor Compact €4 per month, only through a firm
- Free trial
- On sign-up, 30 days of the full Compleet plan, no card details
- Contract terms
- You can cancel a monthly plan in any month; a yearly plan runs to the end of the paid year. Yearly billing is 10 times the monthly price. Transaction guideline per plan, no hard cut-off
- Services
- Bank connection via PSD2 (and MT940, CAMT, CSV import), entries with an explanation, reconciliation, VAT return filed directly after your approval, invoices and quotes, payment reminders after your approval, receipts (OCR, own Klera email address), payment batches (SEPA), reports and annual accounts, free access for your accountant, workbench for firms, XAF import through your accountant, XAF export
- Supported banks
- Read-only PSD2 connection via Enable Banking: ING, ABN AMRO, Rabobank, bunq and more. Other banks via MT940, CAMT.053 or CSV import
- VAT return
- Klera prepares the return; after your approval Klera files it directly with the Belastingdienst
- Not available
- Mobile app, sending via Peppol (UBL export only), ISO certification
- Contact
- Email: support@klera.nl (reply within one working day) and hello@klera.nl (sales and firms)
- Website languages
- Dutch and English
- Competitors
- Moneybird, Exact Online, SnelStart, e-Boekhouden, Jortt, Tellow, MoneyMonk, Rompslomp
Frequently asked questions about Klera
What is Klera?
Klera is AI bookkeeping software for freelancers, partnerships, small companies and accounting firms in the Netherlands. Klera books your bank transactions, explains every entry with a confidence level, and prepares your VAT return. You review and decide; after your approval Klera files it directly.
Who is behind Klera?
Klera is a product of Klera B.V., based in Amsterdam. Product development started in March 2026.
Who or what is Fin?
Fin is Klera's AI assistant. You ask Fin in plain language to do something, like creating an invoice or showing your revenue. Fin does the work, you approve: you always see a preview first, and everything can be undone. Fin never files or pays anything. Fin is software, not a person: the decisions in your books stay yours.
How much does Klera cost?
Start costs €15, Plus €29 and Compleet €45 per business per month, excl. 21% VAT. On a yearly plan you pay 10 times the monthly price (€150, €290 or €450), so you get 2 months free. Through an accounting firm there is Kantoor Compact at €4 per month.
Can I try Klera for free?
Yes. You get the full Compleet plan for 30 days, with no card details. If you then choose a monthly plan, you can cancel it in any month.
Does Klera file my VAT return with the Belastingdienst?
Yes. Klera prepares your return, you review and approve, and then Klera files it directly with the Belastingdienst. Nothing goes out without your approval, so the final click is yours.
Can Klera move money from my account?
No. Klera only sees your transactions and cannot make payments; the PSD2 connection is read-only. Payment reminders to your clients also only go out once you approve them.
Which banks does Klera support?
ING, ABN AMRO, Rabobank, bunq and more connect automatically via PSD2, read-only: you pick your bank from the list of our PSD2 provider, Enable Banking. Bank not listed? Import MT940 or CAMT.053 files, or a CSV.
How is Klera different from Moneybird, Jortt or e-Boekhouden?
Klera writes an explanation with a confidence level on every entry; none of these packages mentions this on its own website (checked 5 October 2026). Klera uses guidelines for the number of transactions instead of hard limits, while Moneybird has a fixed maximum of bank transactions per plan. And Klera Start costs €15 per month or €150 per year, against €18 per month for Moneybird Start and €21.95 for Jortt ZZP.
Does Klera have a mobile app?
No. Klera is a web app that you use in the browser at app.klera.nl.
Is Klera suitable for accounting firms?
Yes. Firms manage all their clients' books from one workbench, and for clients with few transactions there is Kantoor Compact at €4 per month. Book an introduction via klera.nl/contact.
Can I switch from another package?
Yes. Export the audit file (XAF) from your current package, such as SnelStart, Exact Online or Twinfield. If you work with an accountant or bookkeeping firm in Klera, they import it. Without an accountant, you enter your opening balance yourself, or email support and we'll help you get set up.
Does Klera support e-invoicing via Peppol?
Partly. From Plus you can export invoices as UBL files. Klera cannot send them through the Peppol network itself yet.
How do I reach Klera?
For support, email support@klera.nl; you get a reply within one working day. For questions about plans or Klera for your firm, email hello@klera.nl.
Your quarter, booked tonight.
Connect your bank and Klera books the rest.
No payment details needed.