Klera or Moneybird?

Both file your VAT return directly. Moneybird is a trusted product with a lot of options. Klera books for you, says why for every entry, and has an assistant built in.

Try 30 days free

Checked: 11 October 2026 · sources below

Choose Klera if

You want an assistant inside the product that books, invoices and prepares your VAT when you ask.
You want to see why each entry was booked that way, and how sure Klera is.
You want your bank linked for €15 a month. At Moneybird the bank link comes with Groei, €35 a month.

Choose Moneybird if

You want a product that has been around since 2008 and that, by Moneybird's count, more than 400,000 entrepreneurs use.
You want to send and receive e-invoices over Peppol, or a business account and tap-to-pay on your phone in the same product.
You want a longer trial: Moneybird gives 60 days.

Side by side

Klera or Moneybird?
Item	Klera	Moneybird
Price	Klera€15 a month (Start), with bank link, invoicing and VAT return. 1 bank account plus your savings account.	Moneybird€35 a month (Groei), the cheapest with a bank link. Up to 50 transactions a month. Start (€18) has the VAT return, but you import your bank yourself.
AI assistant	KleraFin, in every plan. Ask in plain language for an invoice, an entry or your figures. Fin prepares it, you approve.	MoneybirdNo built-in assistant found. You can connect your own AI chat, such as Claude, ChatGPT or Gemini (over MCP).
The reason behind each entry	KleraYes. Every entry shows the reason and how sure Klera is. When Klera is unsure, it asks you first.	MoneybirdNot found. Moneybird only links a payment itself when it is certain; otherwise you get a suggestion.
Filing the VAT return directly	KleraYes, in every plan. Filed straight to the Belastingdienst after your approval, with a receipt.	MoneybirdYes, from Start. Corrections and the ICP return too.
Bank link	KleraThrough PSD2, read-only: Klera can never move money. ING, ABN AMRO, Rabobank, bunq and more.	MoneybirdThrough Ponto (PSD2), from Groei. Whether the link is read-only isn't clear from their pages: starting payments costs €1 per account a month.
Reading receipts and invoices	KleraYes, in every plan. Take a photo in the app or e-mail your receipt to your own Klera address.	MoneybirdYes, in every plan (Scan en herken).
Your accountant	KleraJoins for free, on every plan. Firms work from one workbench.	MoneybirdFree, on every plan. Firms get a free office environment.
Income tax	KleraCalculates your income or corporate tax as a draft. You file in Mijn Belastingdienst, or your accountant does.	MoneybirdProvides the profit and loss, balance sheet and assets for your return. You file it yourself.
Payroll	KleraBuilt into Compleet (€45 a month), up to 5 employees. Above that €3 per employee.	MoneybirdNot built in; through an integration with another product.
E-invoices	KleraE-invoices as a UBL file, from Plus (€29 a month).	MoneybirdSend and receive over Peppol, on every plan.
App	KleraiPhone and Android: photograph receipts, answer Klera's questions and send invoices.	MoneybirdiPhone and Android: receipts, invoices, hours, and tap-to-pay on your phone.
Free trial	Klera30 days, no payment details needed.	Moneybird60 days, no payment details needed.

Prices per month on monthly billing, excl. VAT, without welcome discounts. Not found means: not found on their own site, not that it can't be done.

Switching from Moneybird

Export your books as an audit file (XAF) from your current product. Your accountant moves it over, with chart of accounts and history.
Link your bank. Upload earlier months as a bank export (CSV, MT940 or CAMT.053).
No accountant? Enter your opening balance and we'll help you get going.

Sources

Everything about Moneybird comes from their own website, checked on 11 October 2026.

Something no longer right? Let us know and we'll fix it: hello@klera.nl

Your quarter, booked tonight.

Connect your bank and Klera books the rest.