Klera or SnelStart?

SnelStart has been around since 1982 and many firms work with it. Klera is made for business owners who want the booking done for them: it books, says why, and has an assistant built in.

Try 30 days free

Checked: 11 October 2026 · sources below

Choose Klera if

You want an assistant that books, invoices and prepares your VAT when you ask.
You want to file your own VAT for €15 a month. At SnelStart that starts with inKaart, €22.
You want your bookkeeping unable to move money: Klera only reads your bank.

Choose SnelStart if

You need inventory, orders or a till, for example for a shop or wholesale business.
You also want a desktop version, or more than 300 integrations.
Your firm already works with SnelStart; by SnelStart's count, 180,000 entrepreneurs rely on it.

Side by side

Klera or SnelStart?
Item	Klera	SnelStart
Price	Klera€15 a month (Start), with bank link, invoicing and VAT return. 1 bank account plus your savings account.	SnelStart€22 a month (inKaart), the cheapest where you file VAT yourself. inStap (€15.50) has invoicing and bank, but there your accountant files the VAT.
AI assistant	KleraFin, in every plan. Ask in plain language for an invoice, an entry or your figures. Fin prepares it, you approve.	SnelStartNo AI assistant found. Booking suggestions based on earlier entries; receipts in the app are booked automatically.
The reason behind each entry	KleraYes. Every entry shows the reason and how sure Klera is. When Klera is unsure, it asks you first.	SnelStartNot found.
Filing the VAT return directly	KleraYes, in every plan. Filed straight to the Belastingdienst after your approval, with a receipt.	SnelStartYes, from inKaart, ICP too. On inStap and inOrde your accountant files it.
Bank link	KleraThrough PSD2, read-only: Klera can never move money. ING, ABN AMRO, Rabobank, bunq and more.	SnelStartThrough PSD2, several times a day, at no extra cost. Paying from the bookkeeping is possible too.
Reading receipts and invoices	KleraYes, in every plan. Take a photo in the app or e-mail your receipt to your own Klera address.	SnelStartYes, in the app (scan & herken).
Your accountant	KleraJoins for free, on every plan. Firms work from one workbench.	SnelStartCan work along on every plan; whether that is free isn't stated. The firm product starts at €49.50 a month.
Income tax	KleraCalculates your income or corporate tax as a draft. You file in Mijn Belastingdienst, or your accountant does.	SnelStartAn estimate of what to set aside for income or corporate tax (Belastingmonitor). Filing the return is in the accountant product.
Payroll	KleraBuilt into Compleet (€45 a month), up to 5 employees. Above that €3 per employee.	SnelStartNot found in the plans for business owners; it is in the accountant suite.
App	KleraiPhone and Android: photograph receipts, answer Klera's questions and send invoices.	SnelStartiPhone, iPad and Android: invoices, receipts and charts of your figures. From inStap.
Free trial	Klera30 days, no payment details needed.	SnelStart30 days.

Prices per month on monthly billing, excl. VAT, without welcome discounts. Not found means: not found on their own site, not that it can't be done.

Switching from SnelStart

Export your books as an audit file (XAF) from your current product. Your accountant moves it over, with chart of accounts and history.
Link your bank. Upload earlier months as a bank export (CSV, MT940 or CAMT.053).
No accountant? Enter your opening balance and we'll help you get going.

Sources

Everything about SnelStart comes from their own website, checked on 11 October 2026.

Something no longer right? Let us know and we'll fix it: hello@klera.nl

Your quarter, booked tonight.

Connect your bank and Klera books the rest.